# Foreign National Mortgages in Florida

AAA Capital Funding, Inc. is an independent mortgage brokerage in Fort Lauderdale, Florida, established 1997. Licensed in Florida only, lending in all 67 Florida counties. Company NMLS 374739. Jason J. Sarji, President and Owner, NMLS 374700.

Financing Florida property for buyers who are not US citizens or residents.

## Can a foreign national buy property in Florida with financing?

Yes. Foreign national mortgage programs exist specifically for buyers without US
residency or US credit history.

## Do I need US credit?

No. These programs are written for borrowers with no US credit file. An international
credit reference or bank letter is often used instead.

## Do I need a Social Security number or a visa?

Not for these programs. Passport and documentation requirements apply, and they vary
by lender and country.

## How much down payment is required?

Meaningfully more than a domestic loan requires. The exact figure depends on the
property, the country of residence, and the program.

## Can I finance an investment property or a vacation home?

Yes, both are common uses. For a pure investment purchase, a DSCR loan qualified on
the property's own rental income may be the better structure: https://aaacapitalfunding.com/mortgage-loan-programs/dscr/

## How long does it take?

Longer than a domestic file, mostly because of documentation and translation. Knowing
the real timeline before you write an offer prevents a blown closing date.

## Related pages

- DSCR investment loans: https://aaacapitalfunding.com/mortgage-loan-programs/dscr/
- Non-conventional options: https://aaacapitalfunding.com/mortgage-loan-programs/nonconventional-mortgages/
- Jumbo loans: https://aaacapitalfunding.com/mortgage-loan-programs/jumbo-loans/
- Florida counties: https://aaacapitalfunding.com/florida-mortgage-service-areas/

## How do I find out where I stand?

One phone call, usually under ten minutes. No application, no credit pull, and you don't
need to send anything to find out.

- Toll-free: 888-601-8344
- Fort Lauderdale office: 954-390-7994
- Call or text Jason directly: 954-816-8820 (this is the only line that receives texts)

The person who answers the phone is the same person who handles the file through closing.
No handoffs, and nobody new to bring up to speed.

## About this firm

- AAA Capital Funding, Inc., established 1997
- Jason J. Sarji, President and Owner
- Company NMLS 374739, Jason J. Sarji NMLS 374700
- 3000 N Federal Hwy, Suite 7, Fort Lauderdale, Florida 33306
- Google rating 4.9 from 148 reviews
- BBB A+ accredited
- Regulated by the Florida Office of Financial Regulation
- Google Business Profile: https://www.google.com/maps?cid=14183017433394490277

All loan applications are subject to credit and property approval. Program terms and conditions are subject to change without notice.