Holmes County: Your Home Mortgage Purchase & Refinance Authority

Personalized home loans for Bonifay, Ponce de Leon, and the rural Panhandle. Established in 1997, AAA Capital Funding provides everyday homebuyers and homeowners with clear, straightforward mortgage and refinance options. Our expanded guidelines with fewer restrictions allows more opportunities for our clients looking to purchase a home or refinance their existing mortgage.

Purchasing in Holmes

Offering a true slice of Old Florida with rolling farmlands and natural springs, it is perfect for buyers who value a quiet, rural lifestyle.

Whether you’re buying your very first home, looking for a vacation spot, or purchasing an investment property, our independent status allows us to offer expanded guidelines and easier qualifications than the big traditional banks.

Strategic Refinancing

Folks here frequently refinance to build workshops on their property, handle unexpected expenses, or lower their rate to keep everyday costs down.

Whether you want to lower your monthly payment, get cash out for home improvements or debt consolidation, need to buy someone off the title, or pull cash out for any other purpose, we’re here to help. Get the most out of your home with a lender who truly understands your neighborhood.




Local Knowledge. Real Results.

We understand that buying a home with acreage takes a different kind of expertise, and we are here to provide clear, straightforward financing options.

To us, you’re a neighbor, not just a file number. Jason J. Sarji personally oversees the process for our Holmes clients, ensuring a smooth closing and someone who actually answers the phone when you call.

Official Holmes Resources

Holmes Property Appraiser



210 N Oklahoma St, Bonifay, FL 32425

Quick County Facts

  • Established 1848.
  • County Seat: Bonifay.
  • Gateway to the Panhandle.

Ready to secure your financing?

Experience the difference of an independent mortgage brokerage with expanded guidelines and easier qualifications.


START YOUR APPLICATION

Call Us: 888-601-8344 | 954-390-7994

AAA Capital Funding, Inc. NMLS #374739. Holmes County Lending Information. Jason J. Sarji, NMLS #374700. Established 1997. Equal Housing Opportunity. All loan applications are subject to credit and property approval.