AAA Capital Funding Newsroom
Everything announced here is verifiable somewhere that isn't this website. Three releases went out over the wire between January 2025 and November 2025, and each one below links to the original wire service, not just our copy of it.
A company quoting itself proves nothing. So the licenses, the rating and the releases are all linked at their source, and you can check any of them in about two minutes.
What's on the record
Most of the people who call here were already told no somewhere else
Roughly 75 to 80 percent of clients arrive after a decline elsewhere. The release covers what a manual read of a file catches that an automated system doesn't, along with where Florida prices and inventory were sitting at the time.
OfficeOfHousing.com named AAA Capital Funding its Florida mortgage partner
Worth saying plainly, because the name invites the assumption: OfficeOfHousing.com is a privately operated housing resource website. It is not a government office and neither is AAA Capital Funding.
The programs actually on the shelf
FHA, VA, conventional, Florida Hometown Heroes, and the Homebuyers Outreach Program, which returns cash back at closing. A plain rundown of what can be written and who each one fits.
How to check any of this yourself
Two minutes, four links, none of them ours.
| What you want to check | Where to check it | What you should find |
|---|---|---|
| The licenses | NMLS Consumer Access | Company NMLS #374739, Jason J. Sarji NMLS #374700 |
| The complaint record | Better Business Bureau | Accredited, A+ rated, Fort Lauderdale |
| What clients actually said | Google Business Profile | 4.9 stars, reviews you can read in full |
| The releases | BusinessWire, EIN Presswire, 24-7 | The same text printed below, with the same dates |
Questions people ask before they call
Is AAA Capital Funding a real, licensed Florida mortgage company?
Yes. The company has been licensed and operating in Florida since 1997. Company license NMLS #374739, and Jason J. Sarji is licensed individually as NMLS #374700. Both are public records, so don't take our word for it, look them up.
Is AAA Capital Funding part of the government, HUD, or the FHA?
No, and that's worth being direct about. AAA Capital Funding is a private, licensed Florida mortgage brokerage. FHA is a government mortgage insurance program run through HUD, and this company originates FHA-insured loans as an approved broker. HUD doesn't endorse, sponsor or recommend any individual lender or broker. Nobody here works for the government. What we do is walk you through a government-backed program without you having to figure it out alone.
Who is Jason J. Sarji?
President and Owner of AAA Capital Funding, Inc., licensed as NMLS #374700, working out of Fort Lauderdale. He's the same point of contact from the first call through the closing table, so there are no handoffs and nobody new to bring up to speed halfway through. You can read what clients wrote about him on his reviews page.
How do I actually reach him?
Call 888-601-8344 or text 954-816-8820. Most scenarios take under ten minutes to talk through, and questions get answered the same day. There's no application and no credit pull just to find out where you stand.
The archive
The three releases below appear as they were distributed. Figures quoted inside them, including any rate or market data, were current on the release date shown and have not been updated since. For anything current, call.
AAA Capital Funding, Inc. Approves Majority of Florida Homebuyers Previously Declined by Other Lenders and Brokers, Unlocking Opportunities for Many
Florida Mortgage Expert with 28 Years Experience Says Market Shift Creates Opportunities for Prepared Homebuyers
FORT LAUDERDALE, FL. As Florida's housing market undergoes adjustments following pandemic-era surge pricing, seasoned mortgage professional Jason J. Sarji is urging homebuyers to recognize emerging opportunities while navigating affordability challenges with strategic financing.
Jason J. Sarji, President of AAA Capital Funding, Inc. (NMLS #374739), has guided Florida borrowers through nearly three decades of market cycles since founding the Fort Lauderdale firm in 1997. His assessment aligns with Berkshire Hathaway HomeServices data showing seven of ten metros with the largest year-over-year price drops are in Florida, including Punta Gorda (down 12%) and Cape Coral (down 10%).
"Experience matters in times like these," Sarji explains. "I've seen multiple housing cycles over 28 years. This is a healthy market correction creating genuine opportunity for buyers who've been priced out, if they know how to structure financing strategically."
Market Conditions Shifting
Housing inventory has increased for 22 consecutive months nationally, with mortgage rates trending toward the low-6% range. The 30-year fixed rate averaged 6.32% as of early November, according to Mortgage Research Network.
"Many buyers are waiting for rates to drop further or prices to fall more dramatically," Sarji notes. "But the buyers who succeed act when conditions improve incrementally, not those waiting for perfect conditions that may never materialize."
Flexible Financing for Hardworking Floridians
AAA Capital Funding has developed expertise helping creditworthy borrowers who face challenges with traditional lenders' automated underwriting systems. This broker model is built so that all clients, including W2 employees, receive competitive rates and direct service.
"The mortgage industry has become heavily automated, creating blind spots," Sarji explains. "Hardworking Floridians, self-employed individuals, those with past credit challenges, or buyers with unique circumstances often get declined despite genuine ability to repay. Approximately 75-80% of our clients come to us after being turned down elsewhere. That's where our experience makes the difference."
AAA Capital Funding's experience also reveals another harsh truth: aggressive sales tactics and high-pressure demands some homebuyers face from other lenders and brokers stem from exorbitant fee structures. Clients see unconscionable charges, pressured to close quickly before realizing they are overpaying. AAA Capital Funding maintains its commitment to competitive rates and zero-point, zero-fee options, so buyers are equipped to reject those practices.
AAA Capital Funding specializes in FHA loans with down payments as low as 3.5%, VA loans offering zero down payment for veterans and active military, and conventional programs for qualified buyers. The firm also provides access to Florida Hometown Heroes, offering down payment assistance to educators, healthcare workers, first responders, and military personnel. The firm's Homebuyers Outreach Program offers additional incentives including cash back at closing to help offset costs for Florida families.
"We've structured our business around fewer restrictions than traditional lenders," Sarji notes. "Lower rates, zero-point/zero-fee options, and more flexible guidelines help qualified buyers who deserve approval actually get it."
AAA Capital Funding maintains an A+ rating with the Better Business Bureau, a 4.9 star Google rating, and operates under NMLS #374739, with Jason J. Sarji licensed as NMLS #374700. The firm's nearly three decades serving Florida has enabled development of wholesale lender relationships providing access to programs and rates many brokers can't match.
"This is the time for educated buyers to act strategically," Sarji advises. "Inventory is improving, prices are stabilizing, and creative financing options exist for those who know where to access them."
Distributed via BusinessWire, November 12, 2025. View the original release.
Office of Housing (OfficeOfHousing.com) Taps AAA Capital Funding and President Jason J. Sarji as FL Mortgage Partner
OfficeOfHousing.com, a privately operated provider of housing resources and counseling services, announced a partnership with AAA Capital Funding, Inc., a Florida-based mortgage brokerage. The collaboration aims to widen access to affordable homeownership for Florida residents. OfficeOfHousing.com is not a government agency and is not affiliated with the U.S. Department of Housing and Urban Development.
Florida Mortgage Partner
Under this partnership, AAA Capital Funding, led by President Jason J. Sarji, serves as the mortgage partner for the Office of Housing site. The company brings nearly three decades of experience in the mortgage industry and a commitment to community-focused lending.
Empowering Floridians
"We are thrilled to collaborate with the Office of Housing to provide Floridians with the resources and support they need to achieve homeownership," said Jason J. Sarji. "This partnership aligns with our mission to make home financing accessible and straightforward for all."
Educational and Financial Resources
The Office of Housing site offers first-time homebuyer education, foreclosure prevention counseling, and financial literacy programs. By partnering with AAA Capital Funding, the organization aims to expand its reach, so more individuals and families have access to the tools and guidance that make homeownership work.
Distributed via EIN Presswire. View the original release.
AAA Capital Funding Launches New Homebuyer-Focused Mortgage Programs Across Florida
FORT LAUDERDALE, FL. AAA Capital Funding, Inc., a Florida-based mortgage broker, announced the launch of a suite of mortgage programs designed to increase homeownership accessibility and affordability across the state. The initiative focuses on flexible financing options, competitive rates, and incentives often unavailable through traditional banking institutions.
Established in 1997 by President and Owner Jason J. Sarji (NMLS #374700), AAA Capital Funding has built a nearly three-decade record of finding solutions for borrowers who fall outside the rigid, automated guidelines of large banks.
"We recognize that the path to homeownership in Florida often comes with obstacles, especially for those with non-traditional income or credit histories," said Jason J. Sarji. "Our goal is simple: to provide the options and competitive rates that open doors for clients who feel discouraged by traditional lending institutions."
Flexible Financing Options for Every Homebuyer
- FHA Loans: low down payment requirements starting at 3.5% and more flexible credit criteria.
- VA Loans: zero down payment and competitive rates for active military members and veterans.
- Conventional Financing: traditional loan products with competitive interest rates and terms for qualified buyers.
- Florida Hometown Heroes: down payment and closing cost assistance for educators, healthcare professionals, and first responders.
Introducing the Homebuyers Outreach Program
A centerpiece of the suite is the Homebuyers Outreach Program, which provides additional incentives including cash back at closing to help offset the cost of purchasing a home.
"We have structured our entire business to deliver value and flexibility," added Sarji. "Our brokerage model lets us shop thousands of options and offer zero-point, zero-fee structures, so clients get strong rates and terms without unnecessary costs."
AAA Capital Funding, Inc. maintains an A+ rating and accreditation with the Better Business Bureau. Florida residents who have been previously declined, or who want a personalized look at their options, are encouraged to get in touch.
Distributed via 24-7 Press Release. View the original release.
Checked us out? Here's the part that matters.
The fastest way to find out where you actually stand is to talk it through. Under ten minutes, answered the same day. No application, no credit pull, and you don't need to send me anything to find out.
AAA Capital Funding, Inc. · NMLS #374739 · Jason J. Sarji, NMLS #374700 · 3000 N Federal Hwy, Suite 7, Fort Lauderdale, FL 33306. A licensed Florida mortgage brokerage. Not a government agency and not affiliated with HUD or the FHA.