Southeast Florida Mortgage Authority

Institutional Expertise Since 1997

Since our establishment in 1997, AAA Capital Funding, Inc. has served as a cornerstone of the Southeast Florida mortgage market. We provide sophisticated lending solutions for one of the most complex real estate environments in the nation. This region is a global economic powerhouse, encompassing high-density urban centers like Miami and Fort Lauderdale, as well as the high-growth residential corridors of the Treasure Coast.

We understand that Southeast Florida homeowners require more than a generic loan product. Our team specializes in the specific underwriting nuances of this region—including coastal insurance requirements, high-value appraisal management, and the financial intricacies of luxury condominium and equestrian estate acquisitions. Our commitment to regional stability is foundational to every transaction we oversee.

Market Fundamentals

• Asset Protection: Specialized knowledge in Florida’s unique homestead and property tax laws.
• Market Stability: Extensive regional historical data originating from our 1997 inception.
• Strategic Refinancing: Equity-driven solutions designed for established Florida homeowners and investors.

Marine & Waterfront Real Estate

As a global hub for the maritime industry, Southeast Florida presents unique requirements for waterfront appraisals and seawall inspections. We provide the technical expertise necessary to navigate the valuation of these high-tier coastal assets.

The Florida Keys Ecosystem

Properties throughout Monroe County require a comprehensive understanding of ROGO (Rate of Growth Ordinance) and specific coastal flood insurance mandates. We have successfully closed loans in the Keys for over a quarter-century.

Urban & Condo Lending

From the Brickell financial district to the skylines of West Palm Beach, we navigate the complex requirements of non-warrantable condos and major high-rise residential projects with institutional precision.