Broward County Mortgage Broker
Mortgage financing for Fort Lauderdale, Hollywood, and the Venice of America. Established in 1997, AAA Capital Funding provides everyday Broward homebuyers and homeowners with clear, straightforward mortgage and refinance options. Our expanded guidelines with fewer restrictions allows more opportunities for our clients looking to purchase a home or refinance their existing mortgage.
Purchasing a Home in Broward
With a booming economy, amazing weather, and endless waterways, Broward is a vibrant place for first-time buyers and seasoned homeowners alike.
Whether you’re buying your very first home, looking for a vacation spot, or purchasing an investment property, our independent status allows us to offer expanded guidelines and easier qualifications than the big traditional banks.
Refinancing Your Home in Broward County
With property values staying strong, locals are pulling cash out to remodel outdated kitchens, consolidate debt, or buy an investment property.
Whether you want to lower your monthly payment, get cash out for home improvements or debt consolidation, need to buy someone off the title, or pull cash out for any other purpose, we’re here to help. Get the most out of your home with a lender who truly understands your neighborhood.
Local Knowledge. Real Results.
Operating right from our Fort Lauderdale headquarters, we have genuine, boots-on-the-ground experience with everything from suburban HOA neighborhoods to deep-water estates.
To us, you’re a neighbor, not just a file number. Jason J. Sarji personally oversees the process for our Broward clients, ensuring a smooth closing and someone who actually answers the phone when you call.
Official Broward Resources
Broward Property Appraiser
115 S Andrews Ave #111, Fort Lauderdale, FL 33301
Quick County Facts
- Established 1915.
- County Seat: Fort Lauderdale.
- The Venice of America.
Ready to secure your financing?
Experience the difference of an independent mortgage brokerage with expanded guidelines and easier qualifications.
Call Us: 888-601-8344 | 954-390-7994
AAA Capital Funding sits right here in Broward, in Fort Lauderdale. See the Fort Lauderdale mortgage broker office page for directions and a direct line to Jason.
Which Broward County areas does AAA work in?
All of it. Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Pompano Beach, Davie, Plantation, Sunrise, Deerfield Beach, Weston, Tamarac, and the smaller pockets in between. The office is in Fort Lauderdale, so Broward is home turf, not a zip code on a map. Your file gets handled by someone who knows this market and how deals actually close here.
Buying your first home in Broward
Broward runs on FHA for a lot of first-time buyers, and for good reason: 3.5 percent down, a 580 middle score, and room for a higher debt ratio than conventional financing allows. Add Florida Hometown Heroes where you qualify, and the money needed up front can shrink to almost nothing out of pocket. Seller concessions of up to 6 percent are on the table as well, which matters in a county where the cash to close is the wall that stops most renters from buying.
Condos and HOAs in Broward: what trips buyers up
Broward is a condo county, and that brings a wrinkle most buyers never see coming. The building has to qualify, not just you. FHA needs the project approved or the unit spot-reviewed, conventional financing weighs the HOA budget and the owner-occupancy mix, and a non-warrantable building can sink a loan that was otherwise clean. Sorting out which condos actually finance before you write an offer is what saves a dead deal. Worth a call before you fall for a unit.
Refinancing a Broward home
If your Broward property has gained value, a refinance can pull cash out for a renovation, a debt payoff, or a down payment on a second place, or simply reset the loan. FHA and VA both carry streamline options that skip a chunk of the paperwork when the timing lines up. Whether it pencils comes down to your current rate against today’s and how long you plan to stay put. That is a five-minute conversation.
Why a Broward broker beats a national call center
A call center does not know that a particular Fort Lauderdale condo is non-warrantable, or how a Broward appraisal tends to land, or where a Pompano seller has room to move on concessions. It runs your file against one rate sheet and one overlay, then quits. A broker shops the same file across many lenders and knows the ground under it. Since 1997, that is the work this office has done, one client at a time, straight through with Jason.
2026 FHA Loan Limits in Broward County
This is the most you can borrow on an FHA loan in Broward County this year. Published by HUD.
| Property type | 2026 FHA limit |
|---|---|
| Single family | $667,000 |
| Duplex, 2 units | $853,900 |
| Triplex, 3 units | $1,032,150 |
| Fourplex, 4 units | $1,282,700 |
HUD lists the median sale price used to set these limits at $580,000.
Source: HUD FHA Mortgage Limits, calendar year 2026. Updated automatically. Buying above the limit doesn't rule out FHA, it changes the structure. That's a conversation, not a dead end.
Buying a duplex, triplex or fourplex in Broward County
Same FHA loan. Same 3.5 percent down. You have to live in one of the units for the first year, and the rent from the other units can count toward qualifying you. That's how a fourplex here reaches $1,282,700 on a program most people believe is only for single family houses.
Three and four unit buildings have to cover their own payment on the rent roll. That rule is where most buyers stall out on their own, and it's worth ten minutes on the phone before you go look at anything.
The same person start to finish, in every county in Florida.
I've been doing this since 1997 out of Fort Lauderdale. If you want to know what is actually possible in Broward County, call 888-601-8344 or text 954-816-8820. One call, under ten minutes. No formal application to start a conversation.
AAA Capital Funding, Inc. · NMLS #374739 · Jason J. Sarji, NMLS #374700