Northeast Florida Mortgage Authority

Strategic Financing for the First Coast, the Historic Coast, and the Growing St. Johns River Corridors.

Institutional Expertise Since 1997

Since 1997, AAA Capital Funding, Inc. has provided stable, institutional-grade lending solutions across Northeast Florida. As this region matures into a premier national "hot spot," we bring nearly three decades of experience to the table—navigating everything from the luxury beachfront markets of Ponte Vedra and Amelia Island to the rapid suburban expansion in St. Johns and Clay counties.

Northeast Florida's real estate landscape is defined by its resilience. We specialize in financing for the region's diverse property types, including the historic bungalows of Riverside and Avondale, the massive master-planned communities like Nocatee, and the evolving coastal corridors of Volusia and Flagler. Our deep understanding of local market fundamentals ensures that whether you are a first-time buyer in Jacksonville or a high-net-worth investor on the coast, your financing is structured for long-term success.

Market Fundamentals

  • Economic Anchor: Specialized lending for Jacksonville’s booming logistics, healthcare, and fintech workforces.
  • Elite School Districts: Competitive financing for high-demand residential pockets in St. Johns County.
  • Coastal Value: Expert underwriting for waterfront and second-home assets from Fernandina to Daytona.

Geographic & Economic Specializations

The First Coast Expressway Corridor

Infrastructure projects like the First Coast Expressway are transforming Clay and Nassau counties. We provide the forward-looking lending expertise needed to navigate these emerging high-growth residential markets.

Historic & Urban Core Assets

Financing historic properties in San Marco or Riverside requires a lender who understands the specific inspection and insurance nuances of older, character-rich homes. Our 1997 founding gives us that essential perspective.

The Luxury Coastal Market

From the TPC Sawgrass estates to the quiet dunes of Flagler, luxury coastal lending requires high-limit jumbo expertise and a nuanced understanding of Florida’s evolving insurance landscape.

Primary Service Counties

Select a county to view specific loan programs and Northeast Florida regional data.

Secure Your Position in the Northeast Florida Market

Partner with a lender that understands the unique stability and growth potential of the First Coast landscape.

See What We Can Do For You