Can I Consolidate Credit Card Debt With a Mortgage Refinance in Florida?
Yes. You can roll high-interest credit card debt into your mortgage in Florida using an FHA, VA, or Conventional Cash-Out Refinance, often for a lower combined monthly payment. The cards are paid off at closing, and your monthly cash flow gets easier to manage.
As an independent Florida mortgage broker, AAA Capital Funding uses the actual federal guidelines for FHA, VA, and Conventional loans to replace your 24% credit card interest with a secure, fixed-rate mortgage.
Choose Your Cash-Out Program
FHA Cash-Out
A strong option for working families with less-than-perfect credit.
- ▸ Access up to 80% of your home's value.
- ▸ Forgiving on past credit issues.
- ▸ Can qualify with scores as low as 620.
VA Cash-Out
Exclusive to Veterans and active-duty military.
- ▸ Access up to 90% or 100% of equity (lender varying).
- ▸ Zero Private Mortgage Insurance (PMI).
- ▸ Pay off massive debt with minimal overhead.
Conventional Cash-Out
Backed by Fannie Mae and Freddie Mac. This one usually works best for borrowers with strong credit histories and plenty of equity.
- ▸ Access up to 80% of your home's value.
- ▸ No Mortgage Insurance required at 80% LTV.
- ▸ Highly competitive rates for 700+ credit scores.
Run the Numbers Today
Rated 4.9 stars on Google and serving Florida since 1997.
Don't let another billing cycle pass paying 24% interest to a credit card company. We'll run the numbers to show you exactly which program, FHA, VA, or Conventional, recovers the most cash flow.
Have a question this page didn't answer?
Call 888-601-8344 and we'll answer it using your real numbers. Under ten minutes, answered 24/7. No application, no credit pull.
Text 954-816-8820 if that's easier.
AAA Capital Funding, Inc. · NMLS #374739 · Jason J. Sarji, NMLS #374700