Southeast Florida Mortgage Authority

Deep Florida Expertise Since 1997

Since 1997, AAA Capital Funding, Inc. has arranged home loans across Southeast Florida from our Fort Lauderdale office, from Miami-Dade and Broward up through Palm Beach, Martin, St. Lucie and Indian River, and down to the Keys. We handle FHA, VA, Conventional, DSCR and bank-statement loans, including the tough ones.

Loans here come with extra steps: wind and flood insurance, flood zone checks and appraisals on waterfront homes. We plan for each one from the start.

Market Fundamentals

• Low Money Down: 3.5% down FHA, FHA 100% financing and Hometown Heroes help from Miami to the Treasure Coast.
• Every Loan Type: FHA, VA, Conventional, DSCR and bank-statement loans, priced across multiple wholesale lenders.
• Refinancing: Cash out, a lower payment or debt payoff for homeowners and investors.

Marine & Waterfront Real Estate

Waterfront homes here come with their own appraisal questions, such as seawall condition. We know how to get them valued and financed correctly.

The Florida Keys Ecosystem

Properties throughout Monroe County require a comprehensive understanding of ROGO (Rate of Growth Ordinance) and specific coastal flood insurance mandates. We have successfully closed loans in the Keys since 1997.

Urban Lending

From the Brickell financial district to the West Palm Beach skyline, we work through the tough requirements on high-value city homes and check every detail along the way.