Southeast Florida Mortgage Authority

Strategic Residential Financing and Refinancing for the Gold Coast, Treasure Coast, and Florida Keys.

Institutional Expertise Since 1997

Since our establishment in 1997, AAA Capital Funding, Inc. has served as a cornerstone of the Southeast Florida residential mortgage market. We provide sophisticated lending solutions for one of the most complex real estate environments in the nation. This region is a global economic powerhouse, encompassing high-density urban centers like Miami and Fort Lauderdale, as well as the high-growth residential corridors of the Treasure Coast.

We understand that Southeast Florida homeowners require more than a generic loan product. Our team specializes in the specific underwriting nuances of this region, including coastal insurance requirements, high-value appraisal management, and the financial intricacies of luxury condominium and equestrian estate acquisitions. Our commitment to regional stability is foundational to every transaction we oversee.

Market Fundamentals

  • Home Buying Strategies: Specialized knowledge in Florida’s unique market and strategies to get you into your home with the least money out-of-pocket.
  • Loan Program Offerings: Extensive availability of loan programs enable us to structure loans and offer the lowest rates that other lenders simply can't match.
  • Strategic Refinancing: Equity-driven solutions designed for established Florida homeowners and investors.

Geographic & Economic Specializations

Marine & Waterfront Real Estate

As a global hub for the maritime industry, Southeast Florida presents unique requirements for waterfront appraisals and seawall inspections. We provide the technical expertise necessary to navigate the valuation of these high-tier coastal assets.

The Florida Keys Ecosystem

Properties throughout Monroe County require a comprehensive understanding of ROGO (Rate of Growth Ordinance) and specific coastal flood insurance mandates. We have successfully closed loans in the Keys for over a quarter-century.

Urban & Condo Lending

From the Brickell financial district to the skylines of West Palm Beach, we navigate the complex requirements of non-warrantable condos and major high-rise residential projects with institutional precision.

Primary Service Counties

Select a county to view specific loan programs and regional market data.

Strategic Financing for Southeast Florida Homeowners

Secure your position in the Florida residential real estate market with a lender founded on decades of local performance and institutional knowledge.

See What We Can Do For You

The same person start to finish, in every county in Florida.

I've been doing this since 1997 out of Fort Lauderdale. If you want to know what is actually possible in Southeast Florida, call 888-601-8344 or text 954-816-8820. One call, under ten minutes. No formal application to start a conversation.

AAA Capital Funding, Inc. · NMLS #374739 · Jason J. Sarji, NMLS #374700