Southeast Florida Mortgage Authority

Strategic Residential Financing and Refinancing for the Gold Coast, Treasure Coast, and Florida Keys.

Deep Florida Expertise Since 1997

Since our establishment in 1997, AAA Capital Funding, Inc. has served as a cornerstone of the Southeast Florida residential mortgage market. We handle tough loans in one of the most demanding real estate markets in the country. This region is one of the busiest housing markets in the country, covering high-density urban centers like Miami and Fort Lauderdale as well as the high-growth residential corridors of the Treasure Coast.

We know Southeast Florida homeowners require more than a generic loan product. Our team specializes in the specific underwriting nuances of this region, including coastal insurance requirements, high-value appraisal management, and the financing that high-value condos and larger properties really require. We treat every deal here with the care this market demands.

Market Fundamentals

  • Home Buying Strategies: Specialized knowledge in Florida’s unique market and strategies to get you into your home with the least money out-of-pocket.
  • Loan Program Offerings: Extensive availability of loan programs enable us to structure loans that other lenders pass on, and price them across multiple wholesale lenders.
  • Strategic Refinancing: Equity-driven solutions designed for established Florida homeowners and investors.

Geographic & Economic Specializations

Marine & Waterfront Real Estate

As a global hub for the maritime industry, Southeast Florida comes with its own rules for waterfront appraisals and seawall inspections. We have the technical know-how to get these high-end coastal properties valued and financed correctly.

The Florida Keys Ecosystem

Properties throughout Monroe County require a comprehensive understanding of ROGO (Rate of Growth Ordinance) and specific coastal flood insurance mandates. We have successfully closed loans in the Keys since 1997.

Urban & Condo Lending

From the Brickell financial district to the West Palm Beach skyline, we work through the tough requirements on non-warrantable condos and large high-rise residential projects and check every detail along the way.

Primary Service Counties

Select a county to view specific loan programs and regional market data.

Strategic Financing for Southeast Florida Homeowners

Secure your position in the Florida residential real estate market with a lender built on local performance and institutional knowledge since 1997.

See What We Can Do For You

The same person start to finish, in every county in Florida.

I've been doing this since 1997 out of Fort Lauderdale. If you want to know what is actually possible in Southeast Florida, call 888-601-8344 or text 954-816-8820. One call, under ten minutes. No formal application to start a conversation.

AAA Capital Funding, Inc. · NMLS #374739 · Jason J. Sarji, NMLS #374700